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Bankruptcy is a legal action designed to help debtors who can no longer pay their creditors. Bankruptcy laws also protect struggling businesses, and helps business creditors receive financial compensation through liquidation or reorganization. If you... Read More

As a result of many misconceptions and myths about bankruptcy; unfortunately, people won’t even consider filing as a possible solution to their debt problems. However, bankruptcy may indeed provide the most feasible and practical solutions to someone’s... Read More

One of the most famous quotations by Benjamin Franklin is: “Nothing is certain but death and taxes.” While little can be done about the certainty of death, the attorneys at Villani and DeLuca P.C. can help manage income tax debt through bankruptcy.... Read More

If you are facing foreclosure on your home, filing for Chapter 7 or Chapter 13 bankruptcy may help delay the process for up to several months.  Foreclosure is a legal process in which a lender attempts to recover the remaining balance on a mortgage by... Read More

Unfortunately, financial obligations tend to pile up quickly to the point where an individual is unable to keep up. The traditional approach to handing these obligations is to file for bankruptcy in order to get some of the debt discharged. There are... Read More