With mounting costs and a sluggish economy, individuals and families today are feeling the financial pressure from investments and everyday expenses. Car loans, credit card bills, medical costs, mortgages and everyday living expenses are placing great strain on families and may seem impossible to pay. You may even be receiving daily phone calls from creditors asking about your ability to pay your debts. All of this pressure can affect the quality of your life and even affect your future ability to make money. There are options, however, to stop the harassing phone calls and climb out of the debt you have accumulated. While there is significant stigma attached to filing for bankruptcy, it is unfounded. Bankruptcy protection is federal law that is meant to give a debtor a fresh start while providing fair and equal treatment to creditors.
Download Our Free Bankruptcy eBook Here
The decision to file for bankruptcy is difficult to make. Villani & DeLuca has prepared this free eBook, “Bankruptcy Made Simple: A Guide to Filing for Bankruptcy in New Jersey”, to help you learn about the bankruptcy process and other related topics. Subjects discussed in this eBook include the following, and more:
- The Steps to Filing for Bankruptcy
- Deciding Which Chapter of the Bankruptcy Code to File Under
- Navigating the Bankruptcy Courts
- Common Myths About Bankruptcy
- Restoring Your Credit After Bankruptcy
- Credit Card Debt Settlement
- Loan Modification
To download a copy of this free bankruptcy eBook, please click on the image above. The eBook will open in your browser and from there, you can choose the option to save or print the document. This eBook is a PDF file that may require Adobe Acrobat Reader to open.
Learn More about Filing for Bankruptcy in NJ
To learn about the bankruptcy options that may be available to you, click on one of these links:
- Filing a Bankruptcy Petition
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- The Effects of a Bankruptcy Filing
Call Villani & DeLuca Today for a Free Initial Consultation
If you have been receiving harassing phone calls and aggressive collection attempts from creditors, you may have options. Call Villani & DeLuca, P.C. today for a free initial consultation. Villani & DeLuca Of Counsel attorney Robert H. Johnson, Esq. is an experienced New Jersey bankruptcy attorney with years of experience representing debtors in Federal Bankruptcy Court. Named by New Jersey Super Lawyers as a “Rising Star”, Mr. Johnson has the experience necessary to discuss with you the benefits of filing for bankruptcy. Call 732-965-3350 today to set up a free initial consultation.