Hurt on the Job in Ocean County? Claim Workers’ Compensation in New Jersey

Have you been hurt on the job in Ocean County or Monmouth County? Contact the experienced workers’ compensation attorneys at Villani & DeLuca P.C. for help immediately. We are experienced in workers’ compensation claims and know exactly what to do when filing your claim. Workers compensation in New Jersey provides benefits to employees who suffer from work-related injuries or occupational illnesses, without regard to fault. By filing a workers’ comp claim, you may be able to recover for your medical expenses and missed pay due to time off from work. In some situations, you may also be able to file a lawsuit in addition to your workers’ compensation claim.

Deadly and Dangerous Jobs

The two most dangerous occupations reported in 2012 in America were loggers and commercial fishermen. Reality TV shows like Ax Men, now entering its 8th season, take on one of America’s deadliest jobs portraying the individuals not just as loggers but as survivalists. The Deadliest Catch, now into its 10th season, dramatizes the 40-foot waves, hurricane winds and massive icebergs to entice viewers. But you don’t have to survive a chainsaw accident or a capsizing boat to get hurt on the job.

According to the United States Department of Labor, Federal OSHA, every day, 12 workers are killed on the job. Every year, almost 3 million more suffer debilitating injuries. Common workplace injuries include musculoskeletal injuries affecting the back, neck, shoulder and limbs; slip-and-fall injuries, repetitive motion injuries such as carpal tunnel syndrome, injuries from machinery or being struck by an object, and motor vehicle accidents.

Your First Step: Report It.

Many companies have a standard operating procedure aimed at avoiding work related injuries. However, once an accident happens, one of the most important things you can do is to report it immediately. You are not doing yourself or your employer any favors by failing to report it. Failing to report an accident can lead to several problems such as the denial of your medical treatment and out-of-work benefits. Many employers have a strict internal deadline for reporting accidents – some within 24 hours of an incident, for example.

The Law (N.J.S.A. 34:15-1)

An employee or their dependents can receive workers’ compensation benefits In New Jersey for an injury or death arising out of and in the course of employment. The employer or their insurance carrier pays for necessary and reasonable medical treatment, loss of wages during the period of rehabilitation and when documented, benefits for permanent disability.

The New Jersey Workers’ Compensation Law provides for the following benefits:

Medical Benefits

All necessary and reasonable medical treatment, prescriptions and hospitalization services related to the work injury are paid by the employer’s insurance carrier or directly by the employer if they are self-insured.

Temporary Total Disability Benefits

If an injured worker is disabled for a period of more than seven days, he or she will be eligible to receive temporary total benefits.

Permanent Partial Benefits

When a job related injury or illness results in a partial permanent disability; benefits are based upon a percentage of certain “scheduled” or “non-scheduled” losses.
Permanent Total Benefits- Sometimes when a work injury or illness prevents a worker from returning to any type of gainful employment, he or she may be entitled to receive permanent total disability benefits.

Death Benefits

Dependents of a worker who dies because of a work related injury or illness may be eligible to receive death benefits.

If you or a loved one have been injured on the job in Monmouth County or Ocean County, NJ, contact the workers’ compensation attorneys of Villani & DeLuca P.C. at 732-965-3350 for a free consultation today. We will review your case and advise you of the important steps to take. Our personal injury attorneys have the experience and knowledge to assist you in filing paperwork and communicating with both the insurance company and your employer, while protecting your rights.